Combined Investment & Insurance

Insurance products combined with investments (unit-linked insurance or insurance-based investment products – IBIPs) offer a simple but effective solution for clients who look for a universal solution for their protection and building wealth for the future. 


Our products feature many significant innovations. One life insurance contract for the whole life and the whole family. Using of internal (insurance) funds, which offer a variety of options for investment – relatively stable performance thanks to investing into corporate and government bonds and/or high performance due to investments into stocks traded on major stock exchanges worldwide and/or also sustainable and impact investing. Flexibility in paying the premium and changes of the contract without processing fees thanks to the unique construction of Insurance Account.  


Find out more about how our product works here.
 


 

Pure Risk Coverage Product

We have created products focusing on potential life and health-related risks with the same emphasis on innovation that we apply to all of the business.

Find out more about all the rest of NOVIS’ Innovations. Find out more!
 

Italian Tax Supported Investment Plan

We offer an insurance product for Italian residents compatible with so-called Individual Savings Plan regulation (Piani Individuali di Risparmio or PIR) so they can fully utilize foreseen tax benefits. 


The main feature of the product is an internal (insurance) fund tailor-made to be compliant with respective regulation and thus investing mainly into Italian based companies while favoring small and medium sized companies.

Find out more about all the rest of NOVIS’ innovations. Find out more!