We are family with children

The most important priority for parents is to take care about their children and ensure their future. Each family member has different type of needs which changes over the time. NOVIS offers one contract that is suitable for the whole family for the whole life.

  • One contract for all family members (less worries, less fees)
  • It is not necessary to have any kind of marriage or other law or biological relation
  • It is possible to be insured since the date of birth
  • Each member of family can be insured for individual set of insurance risks that are most suitable for him
  • Terms and conditions of the contract can be changed according to the changes of client’s life situation (f.e. the number of insured persons, insurance risks, the amount of insurance coverage)
  • All these changes are being made for free (f.e. the number of insured persons, insurance risks, the amount of insurance coverage)
  • Every contract includes the possibility of financial childcare (scholarship, dowry, etc..)
  • NOVIS offers insurance of diseases, operations and comprehensive accident insurance as a supplement obligatory health insurance - both without any limit in number of insurance claims and with worldwide validity.
  • Liquidity is guaranteed – clients have access to their funds savings every time and especially in tough times

And all the rest of NOVIS advantages and innovations are also eligible to you. Find out more!

I have a mortgage or other loan

Do you need life insurance to secure your loan? Choose innovative product from NOVIS. It covers a wide insurance risks, ensure you a decent pension and preferably evaluates you your saved funds.

  • Useful life insurance and collateral for the loan in one - death insurance with declining insurance amount. With decreasing amount of your loan the amount to which you are insured decreases continuously. You pay lower premiums or save more money.
  • The funds saved on the premium account can be at any time and without payment of levies converted into a life annuity and the insurance coverage persists.
  • The premium account and retirement increase when you get NOVIS Survival Bonus and NOVIS Loyalty Bonus (from 1.000 EUR).
  • In addition, client can determine himself and other persons who will be paid a pension.

And all the rest of NOVIS advantages and innovations are also eligible to you. Find out more!

I’m single / We are a couple without any children

Think about your future right now and secure a decent income through innovative life insurance, which also evaluates your saved up funds. And if you start a family later, your contract can be changed flexibly to fit your new needs – with zero additional cost.

  • One contract for more people without any required relation between them and with individually set risk coverage
  • Terms and conditions of the contract can be changed according to the changes of client’s life situation (f.e. the number of insured persons, insurance risks, the amount of insurance coverage)
  • All these changes are being made for free (f.e. the number of insured persons, insurance risks, the amount of insurance coverage)
  • NOVIS offers insurance of diseases, operations and comprehensive accident insurance as a supplement obligatory health insurance - both without any limit in number of insurance claims and with worldwide validity.
  • Through an insurance policy, you can also ensure a decent pension:
    • The funds saved by the insurance account can be covered into a life annuity, the insurance coverage persists – at any time and without payment of levies
    • The premium account and retirement increase when you get NOVIS Survival Bonus and NOVIS Loyalty Bonus (1.000 EUR)
    • In addition, client can determine himself and other persons who will be paid a pension

And all the rest of NOVIS advantages and innovations are also eligible to you. Find out more!

I am self-employed small businessman

Find the most effective solution for your future. NOVIS offers you a complete solution that protects you, appreciating your funds and ensure you and your loved ones a decent pension.

  • One contract that keeps your life and pension ensured:
    • Funds saved on the premium account can be at any time and without payment of levies converted into a life annuity and the insurance coverage persists.
    • The premium account and retirement increase when you get NOVIS Survival Bonus and NOVIS Loyalty Bonus (from 1.000 EUR).
    • In addition, client can determine himself and other persons who will be paid a pension.
  • NOVIS offers, as a supplement of each contract and obligatory health insurance, insurance of diseases, operations and comprehensive accident insurance - both without any limit in number of insurance events with worldwide validity.

And all the rest of NOVIS advantages and innovations are also eligible to you. Find out more!

My case is different

NOVIS Wealth Insuring is flexible product changing with your priorities.

And all the rest of NOVIS advantages and innovations are also eligible to you. Find out more!