NOVIS ETF Shares Insurance Fund is an unguaranteed insurance fund. The Insurance Company invests fund means  into very popular and attractive ETF index funds, which are favored because of their extremely low costs.

The development of the ETF shares funds depends on the development of the stock exchange indices to which they are bound. The ETF shares have a long-term tendency towards growth but they can also decrease in value during the short- and middle-term.

The clients are saving costs not only because of using low-cost funds, but also every year, thanks to the fact that the investment is not processed indirectly through a management company. These fees are significant and in the long run may mean that clients will valuate their funds by more than 50% better only because they do not have to pay fees to the management companies.

The NOVIS Gold Insurance Fund is a non-guaranteed fund. The Insurance Company invests the Fund’s means in physical gold or in financial instruments whose value depends on the value of gold. The value of the premium account may be paid also in physical gold under the conditions set by the Incurance Company.

NOVIS Entrepreneurial Insurance Fund is a non-guaranteed fund. The insurance fund will in the future support promising regional companies by participating in their share capital. The Insurance Policyholders benefit directly from the value growth of the companies and so they can invest their financial means in a way that is similar to large investors.

Another form of Fund investment represents High Yield ETF funds that are traded on daily basis. We expect the highest volatility of these funds and therefore are particularly suitable for investors who are prepared to bear risk also in long term.

NOVIS Mortgage Insurance Fund is a non-guaranteed fund. The Insurance Company invests the means of this Fund primarily in mortgage bonds and in other financial instruments which are secured by liens or the value of which applies to real estate development.

From the means of the Insurance Fund mortgage-secured loans will be provided in the future, while the fund's income will consist of direct interest paid by individual loans.

The Family Office Insurance Fund is a non-guaranteed insurance fund. The Insurance Company invests the means of this insurance fund into one or several Family Office funds. In case of Family Office funds the underlying assets are intended for qualified investors.
It is possible to invest the means of this funds into investment instruments, that have their investment strategy based on long term and stable growth, example is the investment policy of North American private universities.

This Insurance Fund is a non-guaranteed Insurance Fund. The Insurance Company invests the assets of this Insurance Fund mainly into shares of the investment fund called „Wealth Fund“. Primarily the investment is made into companies that have high value of brand.

NOVIS Digital Assets Insurance Fund is a non-guaranteed fund. Thanks to this fund, the Policyholder can participate in the entire chain of financing, trading and ownership of digital assets. It is the only insurance fund that allows a regular client to invest in the emerging new world of cryptocurrencies. The Fund´s strategy is to invest in all available segments of dynamically evolving cryptocurrencies and to the whole “blockchain” based industry.